A Singaporean millennial's journey to adulting

Personal finance is a topic that I’ve always held very closely to heart, especially so after graduating university. After earning my own income, I’ve worked to be more educated in this area so that I can make informed and intentional financial decisions because I knew of the downstream impact it could have on my future self. Also, with the basic fresh grad pay that I was getting, it felt imperative to stretch every dollar I had. So it felt like any knowledge on money management would be extra useful for someone who didn’t command a high pay. After being in the workforce for slightly over 6 years, I came to realise that my money beliefs have shifted quite a bit since I first stepped into the workforce. Thought it might be interesting to jot them down to see how much I’ve grown as a person. 1) Some things that seemed frivolous, are actually worth spending on I was someone who was really strict with my own finances. I do my daily expenses tracking to make sure that my expenses were reason

I was 18 when I first set foot in the CBD for work. Back then, I managed to secure an administrative position in a private bank, earning $7/hour. I remember squeezing alongside adults decked in office attire – ladies in killer heels and body-hugging dresses, and men in neatly tucked shirts and pants. I also remember feeling engulfed by this overwhelming feeling of adulthood, thinking that that was what I was supposed to be working towards once I graduate from school.   “Is this it….?”    I remember that there was this moment of realization that this didn’t seem like my way of living. Is this what adult life is all about? Rushing beside frantic working adults everyday after alighting from Raffles Place, feeling anxious as I fumbled for my card at the gantry, because I delayed my card-tapping by 0.2s which might be causing a potential queue to form behind me. Fighting for a seat during lunch at one of the crazily crowded hawker centres (because who can afford $12 salads everyday with a m

 Hey guys, it’s been a while since I’ve popped by. After realising my interest in writing and pivoting my career into the content space, I’ve ironically turned into one of those who have unknowingly made something they’re interested in into a job.  That means tragically turning what I’ve previously enjoyed into something I find a chore. Nevertheless, I’m trying to make it a point to jot my thoughts down here to make sure that future me would have something to laugh at. Anyway, back to the main point of today’s post. I’m currently covid positive, which means I’m stuck in my room nursing my health back while enjoying this mandatory solitude.  Which means loads of space to think and ponder about life. Woohoo! Being away from work for a week also meant that I had some headspace to not think about work. Which made me realise how much I don’t feel like heading back to work next Monday. And then I suddenly felt pretty sad - am I supposed to have Monday blues for the rest of my life?  Like… is