A Singaporean millennial's journey to adulting

I turn 30 this month. If you were to ask 20-year old me, I would've dreaded this day. There's a lot of stigma when it comes to turning old, especially if you're a female. However, as I grow older, I slowly find myself being okay with it. Maybe turning old isn’t as scary as it seems. There are so many things I’ve learnt over the years and I’ve seen articles detailing lessons that were recounted which have given me insight to the writer’s learnings and perspectives. And so I’ve decided to create my own version as well, which could be something worth looking back on in the coming years. 30 things I’ve learnt at 30: 1) Be kinder to yourself. We tend to be really hard on ourselves. One way I’ve learnt to measure this is to imagine how certain thoughts I have for myself would sound when it’s verbalised to someone else. With this, it’s surprising how self-critical I can get. If we’re never like this to others, why are we so unkind with ourselves? 2) Your metabolism slows down grea

The concept of $100,000 by 30 has been so popular in recent years. As someone who was mildly obsessed with personal finance, it was an idea I subscribed to too because of how this goal seemed within reach back then as a fresh graduate. With my ‘always-below-the-median’ meagre salary, finding ways to stretch every dollar became my personal mission. I was a big fan of food discount apps and cashback deals, and would also feel so pleased with myself for not having to fork out the full price for any restaurant meals. Slowly but surely, I reached the holy number that I (and honestly every other person out there) have set out to reach. Not gonna lie, seeing that figure in my finance tracking sheet did feel good. It gave me that little ego boost, and I even felt a little smug about it. It showed that even corporate peasants like me could do it. So what do humans do when they’ve achieved something? They look for a new goal. If you’re someone who frequently reads financial blogs, you would’ve c

There’s something about the end of the year that makes you particularly reflective. We tend to do a yearly round up or set new year’s resolutions, hoping that the next year would finally be the year that we make it. While I didn’t set any new targets for the year, I decided to still do something to take advantage of the do-something-to-feel-like-im-adulting-right feeling that I was having.  And being the slight psycho that I am (I might be the only person I know who enjoys tracking my net worth monthly ), I decided to reorganise my personal finance sheet - by extending the number of tabs I have to include more aspects in life.  Please tell me I’m not the only one who feels like my life’s more put together after noting down life’s figures on an excel sheet? Haha.  Anyway, after drawing inspiration from a few finance YouTubers/bloggers, I decided to track the following in this holy personal finance sheet that I now proudly own: - Financial port